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CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 71% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 71% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Educational Articles

Knowledge Base

Reading time • 5 minute(s)
5 stocks to watch for in 2026
2025 was a strong year for equities. The MSCI World Index rose by 20% in USD terms, and the performance excluding the US was even stronger, the MSCI World ex US index rose by nearly 30%. The question now for investors is, can the rally continue? There has been a lot of anxiety about high valuations, an AI bubble, concerns about the health of the US labour market and the prospects for economic growth, however, stocks have continued to rally even with these fears. As investors consider their portfolios for the new year, the question is how will markets navigate 2026? Although concerns about global growth, the end of monetary policy loosening and high valuations are likely to persist well into the new year, there are also reasons for optimism. Analysts are optimistic about the outlook for earnings in the US, Asia and Europe, with expectations for earnings growth between 13-15%. For Asia and Europe, this rate of earnings growth is unusual, and there is a risk that the bar could be too high. However, a stronger economic outlook, reduced tariff headwinds for the Eurozone, and continued fiscal expansion, especially in the form of defence spending, provides a strong backdrop for European equities this year, and we may see continued outperformance vs. the US.
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Reading time • 3 minute(s)
What Are Leveraged ETPs and How Do They Work?
Leveraged ETPs are designed to deliver a multiple of the daily performance of an underlying index or asset, commonly 2x or 3x. Their objective is strictly daily, meaning they aim to replicate the leveraged return for a single trading session, not over longer periods. These products are primarily intended for short-term trading, speculation, or tactical positioning, rather than long-term investment.
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Reading time • 2 minute(s)
What Are Exchange-Traded Products (ETPs)?
Exchange-Traded Products (ETPs) are investment instruments that trade on regulated stock exchanges in a similar manner to individual equities. Their core objective is to track, replicate, or provide exposure to the performance of an underlying asset, index, sector, commodity, currency, or investment strategy.
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Reading time • 5 minute(s)
How a Stocks & Shares ISA Can Help Young People Beat Inflation Over the Long Term
For many young people, saving money in a standard cash savings account seems safe and familiar but over time, traditional savings often lose ground to inflation. In contrast, a Stocks & Shares ISA (Individual Savings Account) offers a more powerful, long-term way to preserve and grow wealth. By combining tax advantages, long-term investing, and inflation-resistant assets, a Stocks & Shares ISA can help younger investors build real, lasting wealth especially if they begin early. In this article, we explore why a Stocks & Shares ISA is a strong tool against inflation and how a broker like XTB simplifies access to it.
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Reading time • 3 minute(s)
UK Budget 2025: Key Takeaways and Market Reaction
The Chancellor has delivered the main measures of the 2025 Budget, and markets have responded with cautious optimism. After an initial spike, UK bond yields have fallen across the curve, and the pound has strengthened against the USD, making it one of the strongest G10 currencies on Wednesday. This suggests that investors, for now, view the Budget’s fiscal measures as credible.
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Reading time • 4 minute(s)
Mistakes New Investors Make and How to Avoid Them
Starting your investing journey can be exciting and a little overwhelming. Whether you’re buying your first stock, ETF, or commodity, it’s easy to make decisions driven by emotion rather than logic. Even seasoned investors fall into traps like chasing hot stocks, selling too soon, or ignoring diversification. In this guide, we’ll uncover the top mistakes new investors make, explain why they happen, and show you how to avoid them so you can invest confidently.
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Reading time • 7 minute(s)
Moving averages in trading: definition and calculation
Moving averages are vital for traders who want to improve their performance on the financial markets. A lot of trading platforms integrate these tools into technical charts. Discover the different moving averages in trading, how they are calculated, the best way to determine market trends, strategies based on their crossings and much more. Learn about the moving averages history and usage. Here is the breakdown.
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Reading time • 2 minute(s)
Three stocks to watch for shareholder returns
When you think of income stocks, dividends usually spring to mind. However, there is another way to return money to shareholders and that is through share buybacks. There has been a buyback boom in the US over the last two decades, with share repurchases eclipsing dividends as the favoured way to return cash to shareholders. For example, roughly two thirds of the biggest US companies have repurchased shares in the last 12 months, according to Morningstar. Although the FTSE 100 traditionally pays a better dividend yield than the US, at 3.16% vs. 1.16% for the S&P 500, share buybacks have soared in the UK, especially since Covid19. The reasons for this include more flexibility, with dividend expectations for payouts every quarter, regardless of the fundamental backdrop. Also dividends can be taxed, and share buybacks are a way to help increase the price of the share price. The UK has recently become the share buyback capital of the developed world, with more companies looking at buying back shares than any other developed market in the last 2 years. Thus, when you’re looking for shareholder returns, think about buybacks and not only dividends. Below we look at 3 stocks that offer strong shareholder returns and could be a good investment.
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Reading time • 4 minute(s)
The Private Market Boom: What Every Investor Should Know About Private Markets
A buzz word in the financial sector right now is private assets and there is a broad trend in wealth management towards increasing the retail trading community’s access to private markets. These markets have long been the preserve of institutions and wealthy individuals. However, this sector is expanding, and retail traders are gaining access to a new suite of financial products that offer access to private assets.
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Reading time • 4 minute(s)
Is the AI Trade a bubble?
The AI trade has taken a wobble in recent weeks. The sell off was accelerated by President Trump’s threat of further tariffs on China, however, there have been multiple warnings in recent weeks from top investors and even the Bank of England, that the AI trade is looking stretched and could cause disruption to financial markets. David Einhorn, the investor who exposed the subprime mortgage scandal that caused the global financial crisis, said that the amount of capex spending on AI was ‘extreme’ and he questioned if the hyperscalers, who have pledged huge amounts to build out their AI infrastructure, had carefully laid out a return on investment plan or were pressing the trigger because they felt they had to. When David Einhorn speaks, it is worth taking notice.
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Reading time • 3 minute(s)
How to Invest in Gold - How to buy digital gold with XTB
Gold has been one of the hottest trends of the year so far. It has surged, alongside silver, although there are some concerns that the rally has gone too far too fast, and as we move through October there have been some pockets of volatility. Gold has surged past $4,000 per ounce for the first time in history, marking a remarkable 50% gain year-to-date, its strongest performance since 1979. The rally accelerated in August following the Federal Reserve’s dovish policy shift and new U.S. trade tariffs, with the ongoing government shutdown further intensifying market momentum.
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Reading time • 4 minute(s)
Rolls Royce: Turbo charging the FTSE 100
When you think of the UK stock market, it may not fill you with enthusiasm. However, there is one stock that is a British success story: Rolls Royce. It is the 5th best performer on the FTSE 100 so far this year and is higher by more than 100%. Its track record over the last 5 years is stunning: it is higher by nearly 3,000%.  It is worth noting that Rolls Royce, the UK-listed company, is distinct from the BMW-owned Rolls Royce luxury car brand. Rolls Royce is a £100bn company and its core operations include civil aerospace, defence and power systems for data centres.
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Reading time • 4 minute(s)
Why Uber Deserves a Spot in Your Portfolio
Uber’s share price has surged so far in 2025. It is the 20th best performing stock on the S&P 500, and it is higher by 57%. This is one of its best-ever performances, and the share price reached a record high on 18th September. 2025 is set to be a standout year for the stock, but what is driving the share price, and can it continue?
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Reading time • 10 minute(s)
Most Popular ETFs - Open door to long term investing?
ETFs have grown in popularity over the past few decades. Since the first index fund was created in 1976 by Vanguard's John Bogle, they have sealed their permanent place among major global asset classes. 14 years later after the first index fund Vanguard S&P 500 was created, Toronto Stock Exchange introduced the first Exchange Traded Fund. Now thanks to ETFs millions of investors around the world today have the opportunity to invest in well-defined asset classes. The largest ETF issuer, BlackRock (iShares) recorded billion dollars in profits, due to rising ETF inflows. Diversified and simplified investment - possible on their own, without the high costs charged by mutual funds. Direct exposure on global markets is now easier than ever before.
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Reading time • 5 minute(s)
The Pentagon Pizza Index: Why Monitor It?
In recent months, the term Pentagon Pizza Index has popped up everywhere: on social media, alternative finance blogs, and even in some geopolitical analysis reports. But what is it really about? And why should a pizza concern those dealing with economics and markets? In this article, we explore its history dating back to the 1980s, its social media virality, conspiracy theories (including those tied to Trump), and its economic and financial implications showing how seemingly trivial signals can impact market sentiment.
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Reading time • 3 minute(s)
Best Trading Apps in the UK 2026
Selecting the right trading app is a crucial step for investors in the financial markets in 2026. With an increasing number of platforms available, each offering distinct features, tools, and fee structures, making an informed choice can be challenging. This article provides a review of the leading trading apps in the UK, highlighting their strengths and limitations to help you identify the best fit for your investment goals. At the forefront of this landscape is XTB, a well-regulated platform known for its advanced technology, comprehensive educational resources, and strong user support.
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Reading time • 5 minute(s)
5 FTSE 100 stocks to watch in 2025
The UK is in focus right now. From the threat of the biggest UK companies de-listing from the London Stock Exchange, to concerns about the economic and political landscape, and global tariffs, there has been much to bemoan about the outlook for UK corporates. However, it is not all doom and gloom. The main UK index is outperforming the main US blue chip indices YTD, along with the Eurostoxx 50 index and the Cac 40. Although IPO activity is fairly thin on the ground, and hopes for an anchor company that will list in the UK may not materialize in 2025, there are other reasons for optimism. The Bank of England is set to cut interest rates at the start of August, and there could be more rate cuts on the cards. Several economists think that a weakening labour market and expected tax rises in the October budget could lead to six interest rate cuts over the next year. This could have a significant impact on the UK market. Below, we pick 5 UK stocks that could shine for the rest of this year.
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Reading time • 6 minute(s)
What Are Meme Stocks? Why They’re Surging
Learn what meme stocks are, why they’re gaining attention, and which names like Krispy Kreme and GoPro are leading today’s rally.
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Reading time • 2 minute(s)
Why is Lloyds share price rising?
Lloyds Banking Group has seen a notable surge in its share price, gaining over 7% in recent trading sessions. Several key factors have combined to boost investor confidence in the UK banking giant, making it one of the top-performing stocks in the FTSE 100 this month.
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Reading time • 4 minute(s)
How to Invest in Stocks with XTB
Investing in stocks can be one of the most effective ways to build wealth over time, but navigating the stock market requires knowledge, the right tools, and a trustworthy platform. This article will walk you through everything you need to know about investing in stocks using XTB, including what XTB is, how to open an account, place trades, manage your portfolio, and optimise your investment strategy.
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